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Frequently Asked Questions

FAQ's on how to get a logbook loan against your car, van or motorbike.

What is a logbook loan?

Logbook loans are a quick and easy way to borrow money using your car or other vehicle as security against the loan. You also get to keep and continue driving your vehicle as you make repayments.

Am I eligible?

If you are over 18 years of age, live in England, Wales or Northern Ireland, own a vehicle that is fully insured, under 10 years old and free of finance, you are eligible to apply for a loan.

How do I apply?

Simply fill out our quick logbook loans online application form, or contact us by phone (free from mobiles and landlines). lt is totally free to apply and there is no obligation.

How much can I borrow?

The loan amount is based on the condition and value of your vehicle and how much you can comfortably afford to pay on a weekly or monthly basis.

What do I need for my application?

Either drive to us or one of our loan advisors can visit you at your home, office or other convenient place to determine your car's value. You will need your V5 (logbook), MOT certificate, photo ID, proof of current address and proof of income in order to assess your affordability. Once your application is approved an immediate faster money transfer will be made to your account, and the money will be with you in minutes. From appointment to money in your account - 1 hour!

Can I overpay or settle the loan early?

Yes, there are no penalties or fees for overpaying or settling your loan early, in both cases you will be saving money, with our loans you only pay interest on the time and amount borrowed. By overpaying you will pay less interest, and by settling the loan early, the interest on the loan is stopped.

I have a loan with another lender, can you help me?

Yes, if you have a payday loan or logbook loan with another lender and you are not satisfied, then elogbookloan may be able to refinance your loan at a better rate within 24 hours. Simply fill out our switch saver application.

Can I apply if I am self-employed?

Whether you are in full, part time or self employment, as long as you can show a regular income, being self-employed is not a problem.

Can I get a logbook loan if I have CCJ's or bad credit?

As the loan is secured against your vehicle, even if you have CCJ's or bad credit you can still be eligible for a logbook loan.

What happens if I struggle to make payments?

We understand that people's circumstances can change, the most important thing you can do is to contact us. We will do our best to work with you and find a fair and workable solution.

Which vehicles do you accept?

Our loans are available on cars, vans, motorbikes and a large range of other vehicles.

Can I get a loan on an older car?

Yes, we also offer logbook loans for classic older cars.

Can I get a loan on a car that is on finance?

Yes, we may be able to help if the outstanding finance amount is low and your existing agreement is coming to an end.

What areas do you cover?

We cover all of England, Wales and Northern Ireland.

Are there any admin or set-up fees?

There are no admin or set-up fees for your loan.

Is my application confidential?


loan quote in 15 seconds


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Representative example;
Amount of loan £1000. Duration of loan 3 years. Total credit charge £2880. Weekly installments £24.87. Interest rate 96% PA fixed
Representative 230.7% APR

No Admin Fees - No Early Repayment Fees

Warning: Late payment can cause you serious money problems. For help go to
This type of loan is secured on your vehicle. Missed or late payments may incur fees and/or the repossession of your vehicle.
elogbookloan lenders are members of the CCTA and are authorised and regulated by the Financial Conduct Authority.